Blue Nile® Preferred Financing

Blue Nile® Preferred Financing Offers

* It only takes a few seconds to apply. Choose the Blue Nile Preferred Financing Account at checkout and, with instant online approval, you can start using your Blue Nile Preferred Financing Account immediately to buy any of the products on our website.
No Payments + No Interest:
  • No payments + no interest if paid in full in 6 months
  • Purchase flexibility up to $12,000
Subject to credit approval
U.S. residents only.
36-Month Installment Plan:
  • Spread out your payments over 36 months
  • Reduced interest rate for this promotional purchase
  • Available for purchases of $3,000 to $12,000
Subject to credit approval
U.S. residents only.

Bill Me Later®

Financing with Bill Me Later®

Blue Nile has partnered with Bill Me Later® to offer an additional method to pay for your purchase.

It's easy! Select Bill Me Later® at checkout.
Answer two questions and accept the terms.
No Payments + No Interest:
  • No payments + no interest if paid in full in 6 months
  • Purchase flexibility up to $12,000
Subject to credit approval
U.S. residents only.

A Special Offer from Citi®

Citi® Diamond Preferred Card

Citi® Diamond Preferred Card


see terms
Subject to credit approval
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.*
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*

Insurance

Insuring Your Blue Nile Purchase

Your Blue Nile purchase is covered by our insurance from the time it leaves our jeweler's workshop to the moment it arrives at your door.

So you can continue this protection, Blue Nile has partnered with Jewelers Mutual Insurance Company to provide you information about the benefits of insuring your new jewelry with its Perfect Circle™ personal jewelry insurance.

Get a free, no-obligation insurance quote, apply online, or find a wealth of information to ensure your most important pieces are protected.